Are you approaching the end of your fixed period and want to get a better deal? Has your financial situation changed? Do you want to raise additional funds for home improvements? Are you currently sat on the Standard Variable Rate? Or perhaps you want to pay more or less on your monthly repayments? These are all reasons for wanting to remortgage your property.
But then you remember the hassle you went through to get your mortgage in the first place and think ‘is it really worth it?’ The answer is, of course, yes! Remortgaging doesn’t need to be stressful when you use an experienced mortgage broker.
At KB Mortgage Services, we are well-equipped to help. We have access to the whole of the market, meaning that we can evaluate which lender and type of mortgage is best suited to your situation, to save you money.
But we’ll even advise you when remortgaging isn’t the best option for you. If you want to reduce your monthly payments, for example, we’ll figure out if the penalty fees associated with switching your lender early will be outweighed by the savings in the long run. If they will be, we’ll tell you so!
But if you do decide to go ahead, we’ll complete the paperwork, guide you through the process and keep you updated.
And we’ll even keep in touch with you after you’ve completed, to ensure that the mortgage and protection plans you have in place always meet your changing needs.
So, if your mortgage is no longer suiting your lifestyle, or you want to see if you could save some money then get in touch.
We can also help you if you’re looking to purchase a Buy to Let property or need some insurance protection.
Please note: You may have to pay an early repayment charge to your existing lender if you remortgage. Your home may be repossessed if you do not keep up repayments on your mortgage.