Our approach




After a discussion on your property needs we’ll undertake a thorough fact-find to evaluate how much you can afford. We will take your financial situation into account and create a detailed income and expenditure. Then, we’ll provide you with your options, offer our expert advice and answer any questions you might have.



Once you are comfortable with your affordability, we’ll approach the chosen lender for an Agreement-In-Principle. This will ensure that you are able to borrow the amount that you need to secure a house and put you in the best position possible for when you come to find the home you love.



When you’ve found the right property for you, we can help to negotiate an offer with the estate agent and put you in touch with our approved solicitors and surveyors.



Next, we’ll apply for your mortgage, fill out all the paperwork, provide you with our protection recommendations and keep you up-to-date throughout the buying process.



Once your solicitor is satisfied, they’ll request your deposit and set the date for getting your keys. You’ll exchange contracts and finally go through completion. Then, we’ll congratulate you when you move in! We’ll even get in touch when your fixed period is coming to the end, to review your options and ensure that you’re continually getting the best deal.


Please note: Your home may be repossessed if you do not keep up repayments on your mortgage.




“We have just used Kate for our re-mortgage and she has been fantastic throughout. At our initial meeting she went through everything and helped us to understand the process. She was on hand to answer any questions every step of the way (even on evenings and weekends) and we know she worked incredibly hard to make the transition as easy as possible for us. Thank you Kate!”


Fay & John


“I’ve used Kate’s services a few times and would recommend her in a heartbeat! She’s really informative and is always on the case, going above and beyond what’s expected. I’m completing on a buy-to-let mortgage this week and I *know* the process wouldn’t have been as plain sailing without Kate’s input.”


Miss Lucas


“We have just used Kate for our recent house purchase. From start to finish she has been so helpful. Not only in finding us the best mortgage on the market but in the whole process of buying a house. She's dealt with solicitors, estate agents and found the best life insurance tailored to our needs. She has taken all the stress away, that comes with purchasing a house. We can't recommend her highly enough.”


Helen & Chris


“As a first time buyer with absolutely no idea of the house buying process, Kate was invaluable in our search for a great mortgage which suited us perfectly. She went above and beyond what we could ever expect from a mortgage advisor and I would recommend her wholeheartedly to anyone.”


Miss Tickle


“We went to Kate on recommendation as we were having trouble with our original Mortgage adviser and nearly lost our house. Kate was amazing and dealt with everything very professionally and fast. She made sure we had an understanding of everything she was doing. Always kept us in the loop with things and it only took her a week to have everything sorted. I would definitely recommend Kate and will be using your service again. Thank you for everything”


Naomi & Kieran