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Why Would I Get a Mortgage in Principle? There are a few reasons why you might want to get a MIP. Firstly, it will give you an indication of how much money you can borrow from…
The Bank of England raised interest rates in September from 1.75% to 2.25%. This rise in interest rates as well as market uncertainty is pushing up the costs of mortgages. At the moment a lot of…
Unfortunately, we can’t predict the future, but we can definitely prepare for it. And there is no truer word said when we talk about this in the context of protection insurance. Taking out a mortgage isn’t…
I was recently asked to comment on the news that the Bank of England base rate was increasing and what the effect would be on mortgages. It is worth noting that although the interest rates have…
I was recently asked some questions about different options and scenarios for first-time buyers. Have a read here and if you have any further questions, feel free to get in touch with me. Are there any…
When you start to think about buying a property and getting a mortgage, it can be a daunting period if you don’t arm yourself with plenty of information. There are a lot of myths about mortgages…
Are you approaching the end of your fixed period and want to get a better deal? Has your financial situation changed? Do you want to raise additional funds for home improvements? Are you currently sat on…
A joint borrower sole proprietor mortgage (JBSP) is a way for a close friend or relative to apply some of their income to a buyer’s mortgage application, to help them meet affordability requirements, without joining them…
It is well known that a property that suits your immediate needs when you first move into it might eventually become more limiting, which might prompt you to think about the options of moving house or…
Often homeowners might choose to join forces with family, friends or their partner to buy a property and need to take out a joint mortgage. There are many reasons why a joint mortgage might be an…