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Are you approaching the end of your fixed period and want to get a better deal? Has your financial situation changed? Do you want to raise additional funds for home improvements? Are you currently sat on…
Homebuyers’ mortgage affordability is falling due to the increasing cost of living and inflation – but there are ways that prospective buyers can boost their chances of getting a mortgage accepted. This statement comes as forecasters…
This month, KB Mortgage Services turns six and to mark this occasion, Kate reflects on the last few years within the industry. What recent trends have you seen in the mortgage world? Due to the covid…
A joint borrower sole proprietor mortgage (JBSP) is a way for a close friend or relative to apply some of their income to a buyer’s mortgage application, to help them meet affordability requirements, without joining them…
It is well known that a property that suits your immediate needs when you first move into it might eventually become more limiting, which might prompt you to think about the options of moving house or…
Often homeowners might choose to join forces with family, friends or their partner to buy a property and need to take out a joint mortgage. There are many reasons why a joint mortgage might be an…
The conveyancing process starts when the offer on your house is accepted, and it finishes when you receive your keys. It is the legal transfer of homeownership from the seller to the buyer and can typically…
I often get clients coming to me saying they want to buy their first home but only have a small deposit. If you are in that situation, you are not alone. Thousands of other homeowners find…